Structured financing for healthcare receivables
DML helps healthcare providers convert third-party insurance receivables into improved cash flow through disciplined, healthcare-specific financing structures.
Hospitals, clinics, labs, imaging centers, pharmacies, multi-site providers, and other operators managing reimbursement lag.
Working capital backed by eligible insurance claims.
Healthcare receivables facilities aligned with provider cash flow needs
Against eligible third-party insurance receivables
Typical close timing once diligence is complete
Who DML helps
DML works with healthcare providers billing private or government insurance, including hospitals, ambulatory surgery centers, urgent care operators, rehabilitation providers, clinics, pharmacies, physician groups, and other care settings where insurance receivables are a meaningful asset.
What usually signals a strong fit
Sizable insurance receivables
Insurance-driven receivables are a meaningful balance-sheet asset.
Operational pressure from payer timing
Delayed reimbursements are straining cash flow and day-to-day operations.
A receivables-backed cash flow need
The situation calls for a healthcare receivables structure rather than a conventional commercial loan.
These are common indicators of a strong fit, but DML reviews a broad range of healthcare opportunities. If you are unsure, contact the team and we can review the situation with you.
Hospitals and health systems
Large claim volumes, multi-site operations, and reimbursement lag that affects cash flow across service lines.
Specialty and outpatient platforms
Growth-oriented operators managing uneven payment cycles across surgery, imaging, rehab, urgent care, and other outpatient settings.
Ancillary and supporting providers
Healthcare businesses with dependable insurance receivables where collections timing can slow payroll, inventory, or day-to-day operations.
Other healthcare businesses with meaningful third-party insurance receivables, dependable claims history, and a clear need for improved cash flow against receivables.
How it works
A disciplined process designed to move from initial review through structured execution with clarity and control.
Initial review
DML reviews receivables performance, payer mix, and operating context to determine whether the opportunity fits a healthcare receivables structure.
Facility structuring
If the opportunity advances, DML determines whether a one-time receivables purchase or revolving line is the appropriate structure.
Documentation and execution
Once terms are aligned, documentation is completed and the facility moves toward closing with clear servicing expectations.
Why providers choose DML
Clear diligence process
DML runs a thorough diligence process and keeps requests clear, focused, and relevant to the receivables profile being reviewed.
Tailored structuring
Structures are aligned with provider operations, receivables performance, and reimbursement timing rather than a generic lending template.
Direct execution support
Clients work directly with the team throughout diligence and execution, with practical communication around what is needed at each stage.
Healthcare-focused underwriting
DML focuses on healthcare receivables and understands reimbursement timing, payer behavior, and the operating pressure created by delayed claims.
Healthcare receivables across multiple care settings
DML focuses on third-party medical receivables and can structure facilities for organizations managing reimbursement delays, growth initiatives, recapitalizations, or uneven cash flow cycles.
Structured financing for insurance-driven cash flow needs.
Share a few details and a member of the DML team will follow up with next steps.
Request Terms