Specialized in healthcare receivables financing.

Since 2014, DML Capital Group has provided structured financing solutions that improve cash flow and mitigate reimbursement timing risk.

Leadership team in discussion during a working session.
Focused since 2014
2014
Founded in 2014
Healthcare
Healthcare-focused
Flexible
Flexible structuring

Focused on healthcare receivables performance

DML Capital Group is a specialty finance firm focused on healthcare receivables financing. By structuring facilities against future reimbursements, DML helps providers improve cash flow and support consistent operations without reliance on payer timing.

DML works with organizations ranging from independent practices to larger healthcare operators. Our solutions support cash flow, growth initiatives, recapitalizations, and other defined operational requirements.

Underwriting model

DML combines healthcare-specific underwriting with a direct, practical process that keeps the focus on claims quality, payer behavior, and the provider's cash flow needs.

Rigorous diligence

Every transaction starts with a disciplined review process designed to ensure compliance, verify financials, and confirm collateral.

Proprietary NRV methodology

Claims are valued using DML's proprietary NRV methodology, informed by historical client performance and third-party clearinghouse data.

Flexible healthcare structures

The platform provides funder-secured structures for healthcare providers, including support for complex, distressed, and turnaround situations.

One-stop operating model

DML combines underwriting, operations, servicing, and a specialist partner network to support healthcare organizations across the United States.

John Ferguson
Leadership

John Ferguson, President & Founder

Operations, finance, and technology-led execution

John Ferguson brings more than two decades of experience in streamlining operations and driving business excellence. He has led projects for organizations including the Canadian Red Cross, Royal Canadian Mint, Rogers Communications, Ticketmaster, the University of Toronto, TD Bank, and CIBC.

His background spans commerce, computer systems technology, accounting, auditing, forecasting, and modeling. Before founding DML, he built technology-led businesses focused on operational performance and growth. That mix of finance, operations, and technology continues to shape DML's approach to servicing healthcare clients.

Office locations

Mailing addresses

DML operates through a focused set of office hubs serving major healthcare markets.

Toronto

200 Bay St

Suite 3200, South Tower

Toronto, ON M5J 2J2

Canada

New York

14 Wall Street

20th Floor

New York, NY 10005

Houston

5718 Westheimer Rd

Suite 1000

Houston, Texas 77057